4 Ways to Approach Gift-Giving During the Holidays

You made your list for the holidays and you realize there are more people on your list than expected. Then you look at your budget and the numbers don’t add up. Ohh I know the feeling especially if you have a lot of friends and family. The struggle is real, but there is a method to keeping all your gift giving within your budget if you do it right. It all about getting creative, tapping into your talents, and resources. […]

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Featured – My Money Story: How Felicia Paid Off 7,000 in 7 Months After 8 Years of Holding a Balance – Clever Girl Finance

What was your “enough is enough” moment?
I was randomly going through my old money plans on my Google Drive when I had an epiphany and realized I’ve had the same credit card debt for 8 years. Then I thought about the amount of my hard earned dollars I was giving away to the credit card companies and “enough was enough”. As a black woman I wanted more than a negative net worth.
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